Our family really love our Spending Plans!!  Dreams do come true with a plan.

When our family of seven found the Spending Planner system 20 years ago (2003) it dramatically changed our financial life from money uncertainty to money certainty and immense financial peace of mind.

Traditional budgeting lacks vital information – timing or cashflow of your income and expenses.  A Spending Plan includes timing or cashflow which makes all the difference!  No more guessing if you can pay all your bills and expenses (plannned & unexpected).  Have a 100% financial clarity with a Spending Plan where you will KNOW all your expenses (planned and unexpected) will be covered for the next 12 months. Achieve your dreams!

YOU TOO can enjoy financial peace with a Spending Plan and quickly!

My family of seven in 2003 – A trip to America to visit family

Another family trip to USA in Dec 2019 – All Happy Spenders with a PLAN!