Financial Fitness Check Up - Course Preparation

Financial Fitness Check Up - PRE COURSE

Name(Required)

First Last

Ready to check your financial fitness?(Required)

Instructions: CLICK the DROP DOWN arrow to the RIGHT to select your correct answer.(Required)

I have a current financial goal I am saving for(Required)

I have a budget - give every dollar a job(Required)

Does you bank accounts structure 'Protect Your Money From YOU!'(Required)

I have a bank account 'just' for my upcoming BILLS in the next 12 months. I DO NOT do any other spending from this bank account. It is sacred funds.(Required)

I call all my bill service providers annually for a better deal(Required)

I KNOW all my bills will be covered for the next 12 months. Because I know my daily ideal bank balances. As a result, I can have all my bills on auto pay (direct debit).(Required)

I know what the 'right' target bank balance should be in my BILLS account on any day of the next 12 months (like a future bank statement)(Required)

I have a FFFI bank account (food, fuel, fun, incidentals) for my weekly household spending - (This account is SEPARATE from any BILL money you are saving)(Required)

I have a Rainy Day Savings account (unplanned, unexpected expenses)(Required)

I KNOW my 'essential basic cost' $______per month that I could cut back to, if I lost our income(Required)

`I have 3-6 months of essential costs in my Emergency account(Required)

I have a Long Term Savings account for replacements of large purchase items (white goods, furniture, TV, computer, etc)(Required)

I have a Savings bank account(s) for what I 'really' want(Required)

I automate money to be transferred for savings and investments(Required)

I spend less than I earn(Required)

I am a saver(Required)

My partner and I are unified in our finances (if applicable)

My partner and I hvae regular Finance Intimacy Date

If you check 'YES' in all the boxes above - CONGRATULATIONS on your ultimate financial fitness!! Are all the above answers YES?(Required)

If you checked 'NO' in any of the boxes above - YOU WOULD BENEFIT in having an innovative & proven Spending Plan! Are any answers above NO?(Required)

I have consumer debt (credit card, personal loan(s), Afterpay, Zip Pay, car loan, etc.)(Required)

I pay ONLY the minimum required payment on my debts(Required)

I have the maximum 30-year home mortgage & often dip into the equity(Required)

I want to pay my mortgage off sooner and never dip into my equity(Required)

Yes

I am a impulse spender(Required)

Debt (credit cards, loans, interest free, afterpay) has become my best friend. I purchase items I have NOT SAVED for.(Required)

Did you check 'YES' in any boxes above? If yes, you have decreased your financial fitness significantly to flabbiness!(Required)

Your not alone. It's not your fault. There is HOPE!! The Spending Planner system will get you financially fit and fast!(Required)

I need and want to become better with my finances(Required)

I want to achieve my 'really' wants and financial goals(Required)

Yes

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Sherri Dumbrell

Certified Spending Planner

[email protected]

Narangba, Queensland AUSTRALIA 4504

Phone: 0411 800 946 (Australia)

801-615-5889 (USA)