Be Prepared Financially
for the 2023 holidays

Take this amazing chance to become organized financially for the new financial year in Australia.  Also, be prepared for the 2023 holidays.

A great opportunity to see the major liberating differences between a traditional BUDGET and a SPENDING PLAN.

A Spending Plan goes beyond budgeting.  It’s literally about time (cashflow).

Learn how to create and live your personalised Spending Plan.

Have your teenagers / adult children join you in learning.  This will help them too become financially self-reliant.

Invite a friend who always complains about money stresses!



Check out our Facebook Group:  Happy Spenders Beyond Budgeting

Topics Covered

Course Outcomes

Course Schedule

  • What is your WHY?
  • Money Truths
  • Being 100% honest to YOUR money truth
  • Six Expense Types – How you spend your $$
  • Effective Bank Structure
  • LIFE costs – Need expenses
  • STYLE costs – Wants expenses
  • How to use the Spending Planner Software
  • Creating your Perfect Spending Year 2023
  • See Your Money Truth
  • Living Your Plan
  • How to be financially prepared for the unexpected.
  • Personal accountability
  • Teach Your Children
  • Know your money truth
  • 100% financial clarity
  • 100% honest to yourself and others
  • Protect your money from YOU!
  • Create a Spending Plan
  • Prioritize your spending
  • Automate your bills
  • Eliminate consumer debt
  • Plan for the unexpected expenses
  • Plan for long term expenses (replacements)
  • Live your plan with accountability
  • Unify relationships
  • Achieve Financial Peace
  • Become a Happy Spender
  • Thursday, 6th July
  • Thursday, 13th July
  • Thursday, 20th July
  • Thursday, 27th july
           12:00 PM – 1:00 PM
           6:00 PM – 7:00 PM
          AEST (Brisbane, Australia) 

Course Cost: $12.25

Plus, $1.00 for the Spending Planner Software 1-Month Subscription


Don’t forget to SHARE this value packed JOLLY JULY with family, children (teens & adult), neices, nephews, parents, work colleagues, and friends.  

Together learn and support each other toward financial peace.


To get the most value from the JOLLY JULY 4 weeks course:

‘What you put in is what you will get out’

There is some PREPARATIONS you can do PRIOR to the 1st workshop on the 6th of July 2023.  

Any queries, that is what the 30-minute Money Chat above is for.

  2. PAY Invoice (send screenshot to Sherri for immediately access)
  3. LOGIN & Bookmark Jolly July ONLINE COURSE (check emails for login instructions)
  4. PRINT Course Workbook #1  or SAVE in a computer file – Module 3 –
  5. PRINT Course Resources (or save in a computer file – Spending Plan) – Module 4 
  6. SIGN UP for Spending Planner Software Subscription ($1 for July – FREEMONTH Coupon Code) – Link:
  7. ACCEPT Facebook Group invitation to: Spending Plan Course & Membership Support –
  8. FOLLOW Jolly July Messenger Group – Jolly July Course
  9. DOWNLOAD / FILL IN ‘Current Bank Account Structure WORKSHEET (1st Workshop) –  Link & watch video below –
  10. DOWNLOAD ‘Six Expense Types WORKSHEET (2nd Workshop) – Link & watch video below –
  11. WATCH video – Budget vs Spending Plan (overview & demo of Spending Planner) – video below –
  12. GET excited to start your Spending Plan journey to financial peace!

Download (print) the WORKSHEETS below and FILL IN.

*You will have time after Workshop #1 to complete task, as well.

Yet rememer, this is only a 4-week course, so procrastinating tasks will only limit your results.

WATCH the instructional videos below for assistance.

Spending Planner Software Subscription

You will receive a SIGN UP link ($1) and access to your Spending Planner software subscription on the 3rd of July 2023 for 30 days.

Watch for an email to arrive on the 3rd of July 2023 !!

Note:  You will have the choice to continue your monthly software subscription after July for ONLY $10 per month.

Below is a SNEEK PEEK preview of what you will learn and be doing as you participate in JOLLY JULY.

I look forward to taking you on the liberating Spending Plan journey in


Sherri Dumbrell, Certified Spending Planner
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Essential Spending Planner