Spending Plan Courses
Terms of Engagement

Privacy Policy

 

As a Spending Planner I have a firm commitment to respecting and protecting people’s privacy. The following discloses the information gathering and dissemination practices of my service to my clients.

 

Any information provided by clients will be treated with the utmost of respect for privacy and confidentiality. People’s personal information will not be revealed too any person outside this business unless for the express purpose of providing the service to a client and not without the client’s knowledge and approval.

 

Personal information will not be sold, rented, given away or shared with anyone not involved in delivering any information, education, goods or services as part of the everyday running of my Spending Planner business.

 

Client information stored in the Spending Planner software is encrypted and secured by SSL certification. No important private personal information such as Credit Card details are stored online.

 

If you have any questions about this privacy statement, the practices of this Spending Planner Service or your dealings with this Spending Planner you can contact us by emailing… [email protected]



 

DISCLAIMER

  1. Acknowledgments

  1. I acknowledge that as a Spending Planner, Sherri Dumbrell is not:

  1. a licensed financial planner or advisor; or

  2. a qualified accountant or finance professional.

  1. All the information referred to or provided to me (including any financial calculations and projections) by Essential Spending Planner is general information only which:

  1. will require further investigation by me; and

  2. is not intended to be nor is it acceptable as financial advice for me.

  1. I understand and agree that while given in good faith all information given to me by Essential Spending Planner is general in nature and I commit to undertake careful and competent due diligence from independent sources before taking any action as a consequence of any information given.

  1. Copyright and intellectual property rights in and to the information supplied to me belongs to Spending Planners Institute Pty Ltd and/or Essential Spending Planner absolutely.

  1. I shall not duplicate by any means whatsoever any of the information provided to me unless specifically given permission to do so.

  1. I acknowledge that the outcome I achieve from following the steps and guidance provided by Sherri Dumbrell is largely determined by my participation in the process and many other variables relating to my current financial position and how diligently I apply myself to the process so there can be no guaranteed outcome other than my financial wellbeing will improve.                                                                                                                                                                                                                                                                                                                                                                                                                                            

  2. 2.  Release                                                                                                                                                                                                                                                              I release forever Sherri Dumbrell of Essential Spending Planner from all and any responsibility or liability for any losses, claims or demands that may directly or indirectly occur as a result of me using the information given for any purpose.                                                                                                                                                                                                                                                                                                                                                                                 

  3. 3.  Restraint                                                                                                                                                                                                                                                             I hereby acknowledge that being a customer of Essential Spending Planner does not give me the right to represent or hold out to any person that I am a representative, agent, employee, partner, or in any way connected with them.

 

Terms of Engagement

 

This program has been designed to take you through the process of setting up a Spending Plan that takes the stress out of getting your bills paid on time and having money available each week to cover your household expenses. This should allow you to see where you may have been going wrong in the past and to develop new habits that empower you financially into the future. In order to achieve this, you need to be willing to work with me and be open-minded about the ideas I will be presenting to you. I am really focused on improving your financial well-being and the very fact that you have enrolled in this program says to me that you are also ready to focus on your “money habits” and to work on getting results.

 

The following ‘Terms of Engagement’ summarise how we will work together.

 

I will act in the role of a Coach/ Mentor. I will lead you through the program/course and will monitor your progress. I will be totally committed to helping you create a Spending Plan that works for you and I’ll then help you adhere to that plan and make any alterations that may be required to ‘fine tune’ it to suit your needs as closely as possible.

 

Once you have enrolled and accepted these expectations you can be sure of my absolute commitment to your success with money and I will be looking for a similar commitment on your part so we complete what we start.  You will be required to complete certain online course tasks and homework tasks before you attend the next training session.    

 

If you have any questions at all along the way you MUST ask me! The biggest block to making changes in your life is having an unanswered question or something you do not understand that is stopping you from moving forward. Send a message or call me and let me know if you need help.

 

When you contact me with a question I will endeavour to answer within 24 hours but if this is not possible for some reason I will answer within 2 business days at the latest. I will respond via a video (a link), sharing my screen, to answer your queries in your Spending Plan. I may also refer you to other sources of information such as the online course in order to help you and to answer your questions.  Most times you will hear back from me within 6 hours.

 

The 8-Week Spending Plan Course runs for a consecutive 8 weeks. There is also a 6 Month & 12 Month Course option available (amazing value).

 

In the first stage of the program there will be some administration and set-up for you to do. You will receive personal responses to your progress. There are regular sessions to teach and ask questions about creating and living your Spending Plan.

 

You can choose to receive a weekly email from me requesting that you report your Spending Plan account balances to me. Accountability is the glue that ties commitment to results. You can choose a particular day of the week that suits you to respond to these emails but you MUST reply each week. 

 

Your time commitment will be 1-2 hours per week, plus attending the weekly training session.

 

Some of the tasks in the first phase will require a concentrated effort where you really need to focus. Some of the tasks are very simple and will take just a few minutes. Others may require up to an hour of work. None of the tasks is too onerous. Some you may have been avoiding for longer than you care to admit. I will help you get them done!

 

If you are in a “total mess” financially, please understand that you arrived at this point after a number of years of practicing the wrong habits. You will need to be prepared to put in an appropriate effort to get yourself out of that mess.

 

I agree that I have read and understood and agree to the Rules of engagement.